Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

Repayment type

Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKF17
FTB 5.27% Fixed to 31.10.27

Current rate

5.27%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH42
4.04% Fixed to 31.10.30

Current rate

4.04%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKG81
FTB 4.29% Fixed to 31.10.27

Current rate

4.29%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH08
CV 4.90% Fixed to 31.10.27

Current rate

4.90%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH34
FTB 4.68% Fixed to 31.10.28

Current rate

4.68%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

IO386
Interest-only Fixed to 31.10.27

Current rate

3.99%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKG88
FTB 4.39% Fixed to 31.10.27

Current rate

4.39%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF54
FTB 5.33% Fixed to 31.10.28

Current rate

5.33%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF92
CV 5.22% Fixed to 31.10.30

Current rate

5.22%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF89
5.11% Fixed to 31.10.30

Current rate

5.11%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH63
4.40% Fixed to 31.10.30

Current rate

4.40%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKG92
4.56% Fixed to 31.10.27

Current rate

4.56%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OFE84
Offset 4.43% Fixed rate to 31.10.30

Current rate

4.43%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH29
FTB 4.62% Fixed to 31.10.28

Current rate

4.62%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF52
5.11% Fixed to 31.10.28

Current rate

5.11%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH35
CV 4.68% Fixed to 31.10.28

Current rate

4.68%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKG75
3.89% Fixed to 31.10.27

Current rate

3.89%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKG89
4.30% Fixed to 31.10.27

Current rate

4.30%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF55
CV 5.33% Fixed to 31.10.28

Current rate

5.33%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF15
5.03% Fixed to 31.10.27

Current rate

5.03%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH22
FTB 4.48% Fixed to 31.10.28

Current rate

4.48%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH48
FTB 4.22% Fixed to 31.10.30

Current rate

4.22%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH74
CV 4.81% Fixed to 31.10.30

Current rate

4.81%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH16
4.11% Fixed to 31.10.28

Current rate

4.11%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH62
FTB 4.46% Fixed to 31.10.30

Current rate

4.46%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH03
4.60% Fixed to 31.10.27

Current rate

4.60%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH59
4.46% Fixed to 31.10.30

Current rate

4.46%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH69
4.66% Fixed to 31.10.30

Current rate

4.66%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

IO389
Interest-only Fixed to 31.10.30

Current rate

4.14%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF91
FTB 5.22% Fixed to 31.10.30

Current rate

5.22%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH73
FTB 4.81% Fixed to 31.10.30

Current rate

4.81%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH30
4.43% Fixed to 31.10.28

Current rate

4.43%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH56
4.30% Fixed to 31.10.30

Current rate

4.30%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKG95
FTB 4.56% Fixed to 31.10.27

Current rate

4.56%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OI353
Offset Interest-only Fixed rate to 31.10.2027

Current rate

4.41%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH01
FTB 4.61% Fixed to 31.10.27

Current rate

4.61%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH15
FTB 4.35% Fixed to 31.10.28

Current rate

4.35%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF18
CV 5.27% Fixed to 31.10.27

Current rate

5.27%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKG82
4.01% Fixed to 31.10.27

Current rate

4.01%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH67
FTB 4.51% Fixed to 31.10.30

Current rate

4.51%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKG96
4.38% Fixed to 31.10.27

Current rate

4.38%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH09
3.94% Fixed to 31.10.28

Current rate

3.94%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH02
CV 4.61% Fixed to 31.10.27

Current rate

4.61%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFE81
Offset 4.31% Fixed rate to 31.10.27

Current rate

4.31%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH26
4.62% Fixed to 31.10.28

Current rate

4.62%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH36
4.68% Fixed to 31.10.28

Current rate

4.68%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH68
CV 4.51% Fixed to 31.10.30

Current rate

4.51%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH40
FTB 4.99% Fixed to 31.10.28

Current rate

4.99%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH41
CV 4.99% Fixed to 31.10.28

Current rate

4.99%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH55
FTB 4.29% Fixed to 31.10.30

Current rate

4.29%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH07
FTB 4.90% Fixed to 31.10.27

Current rate

4.90%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH23
4.38% Fixed to 31.10.28

Current rate

4.38%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH49
4.13% Fixed to 31.10.30

Current rate

4.13%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI356
Offset Interest-only Fixed rate to 31.10.2030

Current rate

4.53%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

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Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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