Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Product LTV

Product fee

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Features

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FJX25
CV 5.39% Fixed to 30.06.27

Current rate

5.39%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OI281
Offset Interest-only Fixed rate to 30.06.2027

Current rate

5.18%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX19
CV 5.04% Fixed to 30.06.27

Current rate

5.04%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD53
Offset 4.88% Fixed rate to 30.06.27

Current rate

4.88%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX36
FTB 4.48% Fixed to 30.06.28

Current rate

4.48%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX93
CV 4.69% Fixed to 30.06.30

Current rate

4.69%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX62
CV 5.34% Fixed to 30.06.28

Current rate

5.34%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX88
4.58% Fixed to 30.06.30

Current rate

4.58%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX06
FTB 4.75% Fixed to 30.06.27

Current rate

4.75%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX80
FTB 4.43% Fixed to 30.06.30

Current rate

4.43%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX94
4.80% Fixed to 30.06.30

Current rate

4.80%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX47
4.91% Fixed to 30.06.28

Current rate

4.91%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX57
4.94% Fixed to 30.06.28

Current rate

4.94%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX63
5.25% Fixed to 30.06.28

Current rate

5.25%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW92
4.28% Fixed to 30.06.27

Current rate

4.28%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX99
CV 4.95% Fixed to 30.06.30

Current rate

4.95%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX07
4.75% Fixed to 30.06.27

Current rate

4.75%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJY03
FTB 5.25% Fixed to 30.06.30

Current rate

5.25%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX81
4.49% Fixed to 30.06.30

Current rate

4.49%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX44
4.70% Fixed to 30.06.28

Current rate

4.70%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW98
FTB 4.59% Fixed to 30.06.27

Current rate

4.59%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX10
4.97% Fixed to 30.06.27

Current rate

4.97%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX20
4.99% Fixed to 30.06.27

Current rate

4.99%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX18
FTB 5.04% Fixed to 30.06.27

Current rate

5.04%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX28
FTB 5.66% Fixed to 30.06.27

Current rate

5.66%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OI284
Offset Interest-only Fixed rate to 30.06.2030

Current rate

4.89%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

IO315
Interest-only Fixed to 30.06.30

Current rate

4.74%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJY04
CV 5.25% Fixed to 30.06.30

Current rate

5.25%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX50
FTB 4.91% Fixed to 30.06.28

Current rate

4.91%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD56
Offset 4.59% Fixed rate to 30.06.30

Current rate

4.59%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX73
FTB 4.35% Fixed to 30.06.30

Current rate

4.35%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX87
FTB 4.61% Fixed to 30.06.30

Current rate

4.61%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX92
FTB 4.69% Fixed to 30.06.30

Current rate

4.69%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX55
FTB 4.99% Fixed to 30.06.28

Current rate

4.99%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW99
4.37% Fixed to 30.06.27

Current rate

4.37%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJY01
5.10% Fixed to 30.06.30

Current rate

5.10%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX29
CV 5.66% Fixed to 30.06.27

Current rate

5.66%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX74
4.27% Fixed to 30.06.30

Current rate

4.27%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX61
FTB 5.34% Fixed to 30.06.28

Current rate

5.34%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX84
4.61% Fixed to 30.06.30

Current rate

4.61%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX98
FTB 4.95% Fixed to 30.06.30

Current rate

4.95%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX56
CV 4.99% Fixed to 30.06.28

Current rate

4.99%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX66
CV 5.54% Fixed to 30.06.28

Current rate

5.54%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

IO312
Interest-only Fixed to 30.06.27

Current rate

5.03%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX26
5.30% Fixed to 30.06.27

Current rate

5.30%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX43
FTB 4.67% Fixed to 30.06.28

Current rate

4.67%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX37
4.32% Fixed to 30.06.28

Current rate

4.32%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX67
4.18% Fixed to 30.06.30

Current rate

4.18%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX13
FTB 4.97% Fixed to 30.06.27

Current rate

4.97%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX30
4.23% Fixed to 30.06.28

Current rate

4.23%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX14
4.83% Fixed to 30.06.27

Current rate

4.83%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX24
FTB 5.39% Fixed to 30.06.27

Current rate

5.39%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX51
4.78% Fixed to 30.06.28

Current rate

4.78%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX65
FTB 5.54% Fixed to 30.06.28

Current rate

5.54%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

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Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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