Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

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Product LTV

Product fee

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Features

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKP54
FTB 4.45% Fixed to 31.05.29

Current rate

4.45%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP60
CV 4.50% Fixed to 31.05.29

Current rate

4.50%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP70
CV 5.10% Fixed to 31.05.29

Current rate

5.10%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OI415
Offset Interest-only Fixed rate to 31.05.31

Current rate

4.40%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

IO453
Interest-only Fixed to 31.05.31

Current rate

3.99%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP78
4.08% Fixed to 31.05.31

Current rate

4.08%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO96
3.92% Fixed to 31.05.28

Current rate

3.92%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG77
Offset 4.40% Fixed rate to 31.05.31

Current rate

4.40%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP41
4.08% Fixed to 31.05.29

Current rate

4.08%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP55
4.29% Fixed to 31.05.29

Current rate

4.29%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP65
FTB 4.66% Fixed to 31.05.29

Current rate

4.66%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP18
4.12% Fixed to 31.05.28

Current rate

4.12%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP71
3.99% Fixed to 31.05.31

Current rate

3.99%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP23
CV 4.39% Fixed to 31.05.28

Current rate

4.39%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP92
4.25% Fixed to 31.05.31

Current rate

4.25%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKQ07
FTB 4.98% Fixed to 31.05.31

Current rate

4.98%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP10
FTB 4.24% Fixed to 31.05.28

Current rate

4.24%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP66
CV 4.66% Fixed to 31.05.29

Current rate

4.66%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP29
CV 4.61% Fixed to 31.05.28

Current rate

4.61%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP24
4.29% Fixed to 31.05.28

Current rate

4.29%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP34
3.96% Fixed to 31.05.29

Current rate

3.96%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKQ04
CV 4.55% Fixed to 31.05.31

Current rate

4.55%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP11
4.02% Fixed to 31.05.28

Current rate

4.02%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP47
FTB 4.35% Fixed to 31.05.29

Current rate

4.35%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP77
FTB 4.12% Fixed to 31.05.31

Current rate

4.12%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP98
4.41% Fixed to 31.05.31

Current rate

4.41%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP40
FTB 4.29% Fixed to 31.05.29

Current rate

4.29%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKQ05
4.89% Fixed to 31.05.31

Current rate

4.89%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP22
FTB 4.39% Fixed to 31.05.28

Current rate

4.39%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP32
FTB 5.04% Fixed to 31.05.28

Current rate

5.04%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP48
4.23% Fixed to 31.05.29

Current rate

4.23%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP17
FTB 4.34% Fixed to 31.05.28

Current rate

4.34%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP91
FTB 4.31% Fixed to 31.05.31

Current rate

4.31%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP85
4.18% Fixed to 31.05.31

Current rate

4.18%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP61
4.34% Fixed to 31.05.29

Current rate

4.34%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP03
FTB 4.19% Fixed to 31.05.28

Current rate

4.19%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OI412
Offset Interest-only Fixed rate to 31.05.2028

Current rate

4.34%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP33
CV 5.04% Fixed to 31.05.28

Current rate

5.04%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

IO450
Interest-only Fixed to 31.05.28

Current rate

3.92%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP59
FTB 4.50% Fixed to 31.05.29

Current rate

4.50%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP69
FTB 5.10% Fixed to 31.05.29

Current rate

5.10%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP28
FTB 4.61% Fixed to 31.05.28

Current rate

4.61%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP96
FTB 4.39% Fixed to 31.05.31

Current rate

4.39%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP04
3.97% Fixed to 31.05.28

Current rate

3.97%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP30
4.80% Fixed to 31.05.28

Current rate

4.80%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG74
Offset 4.34% Fixed rate to 31.05.28

Current rate

4.34%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP97
CV 4.39% Fixed to 31.05.31

Current rate

4.39%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKQ03
FTB 4.55% Fixed to 31.05.31

Current rate

4.55%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKQ08
CV 4.98% Fixed to 31.05.31

Current rate

4.98%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKP67
4.87% Fixed to 31.05.29

Current rate

4.87%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKP84
FTB 4.17% Fixed to 31.05.31

Current rate

4.17%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

Sorry there are currently no products available

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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