Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

Repayment type

Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKA26
5.45% Fixed to 30.06.30

Current rate

5.45%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ98
FTB 4.60% Fixed to 30.06.30

Current rate

4.60%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ44
CV 5.24% Fixed to 30.06.27

Current rate

5.24%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA13
FTB 4.81% Fixed to 30.06.30

Current rate

4.81%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ50
CV 5.74% Fixed to 30.06.27

Current rate

5.74%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ68
FTB 4.92% Fixed to 30.06.28

Current rate

4.92%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

OI289
Offset Interest-only Fixed rate to 30.06.2027

Current rate

5.13%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ90
FTB 5.89% Fixed to 30.06.28

Current rate

5.89%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ18
4.53% Fixed to 30.06.27

Current rate

4.53%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ31
FTB 5.00% Fixed to 30.06.27

Current rate

5.00%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ45
5.34% Fixed to 30.06.27

Current rate

5.34%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA14
4.78% Fixed to 30.06.30

Current rate

4.78%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ55
4.48% Fixed to 30.06.28

Current rate

4.48%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA24
FTB 5.30% Fixed to 30.06.30

Current rate

5.30%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ61
FTB 4.73% Fixed to 30.06.28

Current rate

4.73%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OI292
Offset Interest-only Fixed rate to 30.06.2030

Current rate

5.04%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ39
5.03% Fixed to 30.06.27

Current rate

5.03%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ69
4.90% Fixed to 30.06.28

Current rate

4.90%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ72
5.11% Fixed to 30.06.28

Current rate

5.11%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ82
5.29% Fixed to 30.06.28

Current rate

5.29%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ32
4.95% Fixed to 30.06.27

Current rate

4.95%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA25
CV 5.30% Fixed to 30.06.30

Current rate

5.30%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

IO328
Interest-only Fixed to 30.06.27

Current rate

4.63%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ43
FTB 5.24% Fixed to 30.06.27

Current rate

5.24%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ53
FTB 6.01% Fixed to 30.06.27

Current rate

6.01%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA19
CV 4.89% Fixed to 30.06.30

Current rate

4.89%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ88
5.60% Fixed to 30.06.28

Current rate

5.60%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ38
FTB 5.17% Fixed to 30.06.27

Current rate

5.17%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

IO331
Interest-only Fixed to 30.06.30

Current rate

4.53%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA06
FTB 4.68% Fixed to 30.06.30

Current rate

4.68%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ54
CV 6.01% Fixed to 30.06.27

Current rate

6.01%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD67
Offset 5.03% Fixed rate to 30.06.27

Current rate

5.03%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ80
FTB 5.19% Fixed to 30.06.28

Current rate

5.19%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ24
FTB 4.84% Fixed to 30.06.27

Current rate

4.84%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ75
FTB 5.11% Fixed to 30.06.28

Current rate

5.11%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD70
Offset 4.94% Fixed rate to 30.06.30

Current rate

4.94%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ99
4.52% Fixed to 30.06.30

Current rate

4.52%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA10
4.81% Fixed to 30.06.30

Current rate

4.81%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ51
5.65% Fixed to 30.06.27

Current rate

5.65%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA20
5.15% Fixed to 30.06.30

Current rate

5.15%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ35
5.17% Fixed to 30.06.27

Current rate

5.17%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ49
FTB 5.74% Fixed to 30.06.27

Current rate

5.74%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA07
4.69% Fixed to 30.06.30

Current rate

4.69%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ81
CV 5.19% Fixed to 30.06.28

Current rate

5.19%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ91
CV 5.89% Fixed to 30.06.28

Current rate

5.89%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ25
4.62% Fixed to 30.06.27

Current rate

4.62%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA28
FTB 5.60% Fixed to 30.06.30

Current rate

5.60%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ76
4.98% Fixed to 30.06.28

Current rate

4.98%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJZ86
FTB 5.69% Fixed to 30.06.28

Current rate

5.69%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ62
4.57% Fixed to 30.06.28

Current rate

4.57%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA18
FTB 4.89% Fixed to 30.06.30

Current rate

4.89%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ92
4.43% Fixed to 30.06.30

Current rate

4.43%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA29
CV 5.60% Fixed to 30.06.30

Current rate

5.60%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJZ87
CV 5.69% Fixed to 30.06.28

Current rate

5.69%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

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Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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