Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

Repayment type

Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKJ22
5.11% Fixed to 31.12.27

Current rate

5.11%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ32
FTB 4.40% Fixed to 31.12.28

Current rate

4.40%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ70
4.19% Fixed to 31.12.30

Current rate

4.19%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ57
FTB 5.01% Fixed to 31.12.28

Current rate

5.01%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ99
CV 5.28% Fixed to 31.12.30

Current rate

5.28%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OI369
Offset Interest-only Fixed rate to 31.12.2027

Current rate

4.44%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ03
4.36% Fixed to 31.12.27

Current rate

4.36%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ33
4.20% Fixed to 31.12.28

Current rate

4.20%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ96
5.19% Fixed to 31.12.30

Current rate

5.19%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG14
Offset 4.49% Fixed rate to 31.12.30

Current rate

4.49%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI372
Offset Interest-only Fixed rate to 31.12.2030

Current rate

4.59%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ20
FTB 4.96% Fixed to 31.12.27

Current rate

4.96%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ14
FTB 4.66% Fixed to 31.12.27

Current rate

4.66%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ83
FTB 4.46% Fixed to 31.12.30

Current rate

4.46%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OFG11
Offset 4.34% Fixed rate to 31.12.27

Current rate

4.34%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ09
FTB 4.59% Fixed to 31.12.27

Current rate

4.59%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ15
CV 4.66% Fixed to 31.12.27

Current rate

4.66%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ25
CV 5.35% Fixed to 31.12.27

Current rate

5.35%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ39
FTB 4.52% Fixed to 31.12.28

Current rate

4.52%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI95
4.04% Fixed to 31.12.27

Current rate

4.04%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ52
CV 4.72% Fixed to 31.12.28

Current rate

4.72%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ84
4.44% Fixed to 31.12.30

Current rate

4.44%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ94
FTB 4.87% Fixed to 31.12.30

Current rate

4.87%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ76
FTB 4.33% Fixed to 31.12.30

Current rate

4.33%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ02
FTB 4.45% Fixed to 31.12.27

Current rate

4.45%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ26
4.03% Fixed to 31.12.28

Current rate

4.03%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ53
4.69% Fixed to 31.12.28

Current rate

4.69%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ63
4.08% Fixed to 31.12.30

Current rate

4.08%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ89
CV 4.59% Fixed to 31.12.30

Current rate

4.59%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ95
CV 4.87% Fixed to 31.12.30

Current rate

4.87%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ47
4.48% Fixed to 31.12.28

Current rate

4.48%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ77
4.32% Fixed to 31.12.30

Current rate

4.32%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI94
FTB 4.36% Fixed to 31.12.27

Current rate

4.36%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ40
4.43% Fixed to 31.12.28

Current rate

4.43%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ58
CV 5.01% Fixed to 31.12.28

Current rate

5.01%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ10
4.41% Fixed to 31.12.27

Current rate

4.41%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

IO405
Interest-only Fixed to 31.12.30

Current rate

4.18%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ24
FTB 5.35% Fixed to 31.12.27

Current rate

5.35%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ90
4.72% Fixed to 31.12.30

Current rate

4.72%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI88
3.95% Fixed to 31.12.27

Current rate

3.95%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ51
FTB 4.72% Fixed to 31.12.28

Current rate

4.72%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ61
FTB 5.39% Fixed to 31.12.28

Current rate

5.39%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ59
5.16% Fixed to 31.12.28

Current rate

5.16%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ69
FTB 4.28% Fixed to 31.12.30

Current rate

4.28%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

IO402
Interest-only Fixed to 31.12.27

Current rate

4.05%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ21
CV 4.96% Fixed to 31.12.27

Current rate

4.96%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ46
FTB 4.67% Fixed to 31.12.28

Current rate

4.67%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ62
CV 5.39% Fixed to 31.12.28

Current rate

5.39%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ88
FTB 4.59% Fixed to 31.12.30

Current rate

4.59%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ98
FTB 5.28% Fixed to 31.12.30

Current rate

5.28%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ16
4.67% Fixed to 31.12.27

Current rate

4.67%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

Sorry there are currently no products available

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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