Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

Filter

Filter by

Rate type

Repayment type

Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKM73
4.08% Fixed to 28.02.29

Current rate

4.08%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM87
4.34% Fixed to 28.02.29

Current rate

4.34%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM97
FTB 4.85% Fixed to 28.02.29

Current rate

4.85%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN11
4.09% Fixed to 28.02.31

Current rate

4.09%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN35
FTB 4.70% Fixed to 28.02.31

Current rate

4.70%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OI385
Offset Interest-only Fixed rate to 29.02.2028

Current rate

4.33%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM60
FTB 4.76% Fixed to 29.02.28

Current rate

4.76%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM98
CV 4.85% Fixed to 28.02.29

Current rate

4.85%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM50
4.17% Fixed to 29.02.28

Current rate

4.17%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM61
CV 4.76% Fixed to 29.02.28

Current rate

4.76%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM79
FTB 4.38% Fixed to 28.02.29

Current rate

4.38%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN03
CV 5.22% Fixed to 28.02.29

Current rate

5.22%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN17
FTB 4.23% Fixed to 28.02.31

Current rate

4.23%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

OFG25
Offset 4.33% Fixed rate to 29.02.28

Current rate

4.33%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM29
3.80% Fixed to 29.02.28

Current rate

3.80%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM55
CV 4.43% Fixed to 29.02.28

Current rate

4.43%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM72
FTB 4.26% Fixed to 28.02.29

Current rate

4.26%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM66
3.92% Fixed to 28.02.29

Current rate

3.92%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN30
CV 4.44% Fixed to 28.02.31

Current rate

4.44%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN04
3.98% Fixed to 28.02.31

Current rate

3.98%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM42
FTB 4.24% Fixed to 29.02.28

Current rate

4.24%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM56
4.46% Fixed to 29.02.28

Current rate

4.46%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM93
4.54% Fixed to 28.02.29

Current rate

4.54%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN31
4.57% Fixed to 28.02.31

Current rate

4.57%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN25
4.30% Fixed to 28.02.31

Current rate

4.30%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM43
4.08% Fixed to 29.02.28

Current rate

4.08%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN39
FTB 5.11% Fixed to 28.02.31

Current rate

5.11%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM64
FTB 5.16% Fixed to 29.02.28

Current rate

5.16%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM80
4.28% Fixed to 28.02.29

Current rate

4.28%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN02
FTB 5.22% Fixed to 28.02.29

Current rate

5.22%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN36
CV 4.70% Fixed to 28.02.31

Current rate

4.70%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM54
FTB 4.43% Fixed to 29.02.28

Current rate

4.43%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

IO429
Interest-only Fixed to 28.02.31

Current rate

3.98%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG28
Offset 4.46% Fixed rate to 28.02.31

Current rate

4.46%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM65
CV 5.16% Fixed to 29.02.28

Current rate

5.16%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM91
FTB 4.55% Fixed to 28.02.29

Current rate

4.55%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

IO426
Interest-only Fixed to 29.02.28

Current rate

3.80%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM99
4.99% Fixed to 28.02.29

Current rate

4.99%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN18
4.23% Fixed to 28.02.31

Current rate

4.23%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM35
FTB 4.19% Fixed to 29.02.28

Current rate

4.19%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN37
5.02% Fixed to 28.02.31

Current rate

5.02%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN40
CV 5.11% Fixed to 28.02.31

Current rate

5.11%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM49
FTB 4.38% Fixed to 29.02.28

Current rate

4.38%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM62
4.92% Fixed to 29.02.28

Current rate

4.92%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM86
FTB 4.50% Fixed to 28.02.29

Current rate

4.50%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM92
CV 4.55% Fixed to 28.02.29

Current rate

4.55%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN10
FTB 4.16% Fixed to 28.02.31

Current rate

4.16%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN24
FTB 4.36% Fixed to 28.02.31

Current rate

4.36%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN29
FTB 4.44% Fixed to 28.02.31

Current rate

4.44%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM36
3.93% Fixed to 29.02.28

Current rate

3.93%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI388
Offset Interest-only Fixed rate to 28.02.2031

Current rate

4.46%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

Sorry there are currently no products available

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

Manage your cookies

We use three types of cookies to improve your experience. You can choose which optional cookies you’d like to allow below. We’ll save your preferences and apply them when you visit our site in the future. You can find out more in our Cookie Policy.

Essential cookies

Essential cookies are necessary for our website to work. They keep you secure, make sure pages load properly and enable basic features like navigation. These can’t be turned off.
Always active

Performance / analytics cookies

Performance cookies help us understand how you use our website, so we can make it better. They only collect anonymous data, like how long you spend on a page.

Advertising cookies

Advertising cookies help to show you ads that match your interests. They’re managed by trusted third parties so you should only see things that are relevant to you.
Live chat . . .

Need some help?

Managing cases

Live chat