Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

Repayment type

Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

OI329
Offset Interest-only Fixed rate to 31.10.2027

Current rate

4.44%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF03
4.50% Fixed to 31.10.27

Current rate

4.50%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF17
FTB 5.27% Fixed to 31.10.27

Current rate

5.27%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF33
4.50% Fixed to 31.10.28

Current rate

4.50%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF81
FTB 4.65% Fixed to 31.10.30

Current rate

4.65%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF44
FTB 4.78% Fixed to 31.10.28

Current rate

4.78%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF54
FTB 5.33% Fixed to 31.10.28

Current rate

5.33%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF92
CV 5.22% Fixed to 31.10.30

Current rate

5.22%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF14
CV 4.97% Fixed to 31.10.27

Current rate

4.97%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF89
5.11% Fixed to 31.10.30

Current rate

5.11%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF52
5.11% Fixed to 31.10.28

Current rate

5.11%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF82
CV 4.65% Fixed to 31.10.30

Current rate

4.65%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF55
CV 5.33% Fixed to 31.10.28

Current rate

5.33%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKE94
FTB 4.55% Fixed to 31.10.27

Current rate

4.55%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

OFE39
Offset 4.34% Fixed rate to 31.10.27

Current rate

4.34%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

IO373
Interest-only Fixed to 31.10.30

Current rate

4.28%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF09
4.67% Fixed to 31.10.27

Current rate

4.67%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF15
5.03% Fixed to 31.10.27

Current rate

5.03%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF25
FTB 4.52% Fixed to 31.10.28

Current rate

4.52%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF39
FTB 4.73% Fixed to 31.10.28

Current rate

4.73%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF63
4.28% Fixed to 31.10.30

Current rate

4.28%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKE81
3.99% Fixed to 31.10.27

Current rate

3.99%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF76
FTB 4.57% Fixed to 31.10.30

Current rate

4.57%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

IO370
Interest-only Fixed to 31.10.27

Current rate

4.09%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF02
FTB 4.66% Fixed to 31.10.27

Current rate

4.66%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKE88
4.14% Fixed to 31.10.27

Current rate

4.14%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF26
4.23% Fixed to 31.10.28

Current rate

4.23%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF36
4.73% Fixed to 31.10.28

Current rate

4.73%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF87
FTB 4.86% Fixed to 31.10.30

Current rate

4.86%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF50
FTB 5.04% Fixed to 31.10.28

Current rate

5.04%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF77
4.51% Fixed to 31.10.30

Current rate

4.51%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

OFE42
Offset 4.43% Fixed rate to 31.10.30

Current rate

4.43%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF13
FTB 4.97% Fixed to 31.10.27

Current rate

4.97%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF40
4.57% Fixed to 31.10.28

Current rate

4.57%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF91
FTB 5.22% Fixed to 31.10.30

Current rate

5.22%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF07
FTB 4.73% Fixed to 31.10.27

Current rate

4.73%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF88
CV 4.86% Fixed to 31.10.30

Current rate

4.86%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF51
CV 5.04% Fixed to 31.10.28

Current rate

5.04%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKE87
FTB 4.43% Fixed to 31.10.27

Current rate

4.43%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF08
CV 4.73% Fixed to 31.10.27

Current rate

4.73%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF18
CV 5.27% Fixed to 31.10.27

Current rate

5.27%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF45
CV 4.78% Fixed to 31.10.28

Current rate

4.78%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF62
FTB 4.40% Fixed to 31.10.30

Current rate

4.40%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF69
FTB 4.46% Fixed to 31.10.30

Current rate

4.46%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKE98
4.66% Fixed to 31.10.27

Current rate

4.66%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF19
4.11% Fixed to 31.10.28

Current rate

4.11%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF46
4.73% Fixed to 31.10.28

Current rate

4.73%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF56
4.18% Fixed to 31.10.30

Current rate

4.18%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF73
4.57% Fixed to 31.10.30

Current rate

4.57%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF83
4.71% Fixed to 31.10.30

Current rate

4.71%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKE95
4.44% Fixed to 31.10.27

Current rate

4.44%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF32
FTB 4.60% Fixed to 31.10.28

Current rate

4.60%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF70
4.45% Fixed to 31.10.30

Current rate

4.45%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OI332
Offset Interest-only Fixed rate to 31.10.2030

Current rate

4.53%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

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Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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