Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

Repayment type

Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FJW55
4.29% Fixed to 30.04.30

Current rate

4.29%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

IO306
Interest-only Fixed to 30.04.30

Current rate

4.85%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW13
CV 5.65% Fixed to 30.04.27

Current rate

5.65%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW07
CV 5.14% Fixed to 30.04.27

Current rate

5.14%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW76
4.60% Fixed to 30.04.30

Current rate

4.60%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

IO303
Interest-only Fixed to 30.04.27

Current rate

5.21%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW18
4.39% Fixed to 30.04.28

Current rate

4.39%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW24
FTB 4.64% Fixed to 30.04.28

Current rate

4.64%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW81
CV 4.71% Fixed to 30.04.30

Current rate

4.71%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW08
5.25% Fixed to 30.04.27

Current rate

5.25%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

OI276
Offset Interest-only Fixed rate to 30.04.2030

Current rate

5.00%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW53
FTB 5.79% Fixed to 30.04.28

Current rate

5.79%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW87
CV 5.09% Fixed to 30.04.30

Current rate

5.09%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW82
4.94% Fixed to 30.04.30

Current rate

4.94%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW35
5.03% Fixed to 30.04.28

Current rate

5.03%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW45
5.20% Fixed to 30.04.28

Current rate

5.20%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

OI273
Offset Interest-only Fixed rate to 30.04.2027

Current rate

5.36%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJV93
FTB 4.93% Fixed to 30.04.27

Current rate

4.93%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW32
4.82% Fixed to 30.04.28

Current rate

4.82%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW16
FTB 5.91% Fixed to 30.04.27

Current rate

5.91%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW88
5.25% Fixed to 30.04.30

Current rate

5.25%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW90
FTB 5.40% Fixed to 30.04.30

Current rate

5.40%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJV80
4.49% Fixed to 30.04.27

Current rate

4.49%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW06
FTB 5.14% Fixed to 30.04.27

Current rate

5.14%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW50
CV 5.60% Fixed to 30.04.28

Current rate

5.60%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJV94
4.87% Fixed to 30.04.27

Current rate

4.87%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW80
FTB 4.71% Fixed to 30.04.30

Current rate

4.71%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW43
FTB 5.09% Fixed to 30.04.28

Current rate

5.09%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW69
4.52% Fixed to 30.04.30

Current rate

4.52%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW75
FTB 4.64% Fixed to 30.04.30

Current rate

4.64%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW17
CV 5.91% Fixed to 30.04.27

Current rate

5.91%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW91
CV 5.40% Fixed to 30.04.30

Current rate

5.40%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW51
5.50% Fixed to 30.04.28

Current rate

5.50%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJV86
FTB 4.80% Fixed to 30.04.27

Current rate

4.80%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW61
FTB 4.46% Fixed to 30.04.30

Current rate

4.46%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW14
5.55% Fixed to 30.04.27

Current rate

5.55%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW44
CV 5.09% Fixed to 30.04.28

Current rate

5.09%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW86
FTB 5.09% Fixed to 30.04.30

Current rate

5.09%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD39
Offset 5.06% Fixed rate to 30.04.27

Current rate

5.06%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW38
FTB 5.03% Fixed to 30.04.28

Current rate

5.03%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJV87
4.55% Fixed to 30.04.27

Current rate

4.55%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW62
4.38% Fixed to 30.04.30

Current rate

4.38%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJV97
5.09% Fixed to 30.04.27

Current rate

5.09%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW72
4.64% Fixed to 30.04.30

Current rate

4.64%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW25
4.49% Fixed to 30.04.28

Current rate

4.49%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW31
FTB 4.84% Fixed to 30.04.28

Current rate

4.84%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW39
4.88% Fixed to 30.04.28

Current rate

4.88%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW49
FTB 5.60% Fixed to 30.04.28

Current rate

5.60%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW01
FTB 5.09% Fixed to 30.04.27

Current rate

5.09%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW54
CV 5.79% Fixed to 30.04.28

Current rate

5.79%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW12
FTB 5.65% Fixed to 30.04.27

Current rate

5.65%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD42
Offset 4.70% Fixed rate to 30.04.30

Current rate

4.70%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW68
FTB 4.54% Fixed to 30.04.30

Current rate

4.54%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW02
4.93% Fixed to 30.04.27

Current rate

4.93%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

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Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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