Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

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Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKB52
FTB 5.36% Fixed to 31.08.28

Current rate

5.36%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA67
4.28% Fixed to 31.08.28

Current rate

4.28%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB49
CV 5.60% Fixed to 31.08.27

Current rate

5.60%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB12
4.32% Fixed to 31.08.30

Current rate

4.32%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB42
5.01% Fixed to 31.08.27

Current rate

5.01%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA30
4.33% Fixed to 31.08.27

Current rate

4.33%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB25
FTB 4.67% Fixed to 31.08.30

Current rate

4.67%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA37
4.42% Fixed to 31.08.27

Current rate

4.42%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB53
CV 5.36% Fixed to 31.08.28

Current rate

5.36%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA93
CV 4.99% Fixed to 31.08.28

Current rate

4.99%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB26
4.60% Fixed to 31.08.30

Current rate

4.60%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA51
4.78% Fixed to 31.08.27

Current rate

4.78%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB50
4.96% Fixed to 31.08.28

Current rate

4.96%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB64
FTB 5.29% Fixed to 31.08.30

Current rate

5.29%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD99
Offset 4.62% Fixed rate to 31.08.30

Current rate

4.62%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA80
FTB 4.69% Fixed to 31.08.28

Current rate

4.69%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA36
FTB 4.70% Fixed to 31.08.27

Current rate

4.70%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA88
4.73% Fixed to 31.08.28

Current rate

4.73%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB61
CV 4.93% Fixed to 31.08.30

Current rate

4.93%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD96
Offset 4.72% Fixed rate to 31.08.27

Current rate

4.72%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB48
FTB 5.60% Fixed to 31.08.27

Current rate

5.60%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB58
4.78% Fixed to 31.08.30

Current rate

4.78%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

IO339
Interest-only Fixed to 31.08.30

Current rate

4.33%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB11
FTB 4.45% Fixed to 31.08.30

Current rate

4.45%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB45
CV 5.41% Fixed to 31.08.27

Current rate

5.41%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA81
4.66% Fixed to 31.08.28

Current rate

4.66%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB18
FTB 4.50% Fixed to 31.08.30

Current rate

4.50%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA47
4.95% Fixed to 31.08.27

Current rate

4.95%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB56
FTB 5.48% Fixed to 31.08.28

Current rate

5.48%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB62
5.18% Fixed to 31.08.30

Current rate

5.18%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

IO336
Interest-only Fixed to 31.08.27

Current rate

4.43%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB05
4.23% Fixed to 31.08.30

Current rate

4.23%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB22
4.67% Fixed to 31.08.30

Current rate

4.67%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA50
FTB 4.95% Fixed to 31.08.27

Current rate

4.95%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB46
5.32% Fixed to 31.08.27

Current rate

5.32%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA92
FTB 4.99% Fixed to 31.08.28

Current rate

4.99%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB19
4.55% Fixed to 31.08.30

Current rate

4.55%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA44
4.71% Fixed to 31.08.27

Current rate

4.71%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB57
CV 5.48% Fixed to 31.08.28

Current rate

5.48%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA73
FTB 4.59% Fixed to 31.08.28

Current rate

4.59%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA87
FTB 4.89% Fixed to 31.08.28

Current rate

4.89%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA55
FTB 5.04% Fixed to 31.08.27

Current rate

5.04%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB60
FTB 4.93% Fixed to 31.08.30

Current rate

4.93%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB54
5.27% Fixed to 31.08.28

Current rate

5.27%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB30
FTB 4.74% Fixed to 31.08.30

Current rate

4.74%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB44
FTB 5.41% Fixed to 31.08.27

Current rate

5.41%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA74
4.37% Fixed to 31.08.28

Current rate

4.37%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA84
4.89% Fixed to 31.08.28

Current rate

4.89%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA56
CV 5.04% Fixed to 31.08.27

Current rate

5.04%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OI305
Offset Interest-only Fixed rate to 31.08.2027

Current rate

4.82%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB65
CV 5.29% Fixed to 31.08.30

Current rate

5.29%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OI308
Offset Interest-only Fixed rate to 31.08.2030

Current rate

4.72%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB31
CV 4.74% Fixed to 31.08.30

Current rate

4.74%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA43
FTB 4.77% Fixed to 31.08.27

Current rate

4.77%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

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Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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