See our list of eligible works to make sure your client qualifies for the Green further advance.

Their quote will ideally be from a TrustMark Registered Business.

When you have your client’s quote, email this along with the fully completed residential or BTL further advance application to intermediaries@thecoventry.co.uk

Further advances aren't currently available for Limited Company BTL cases where a conveyancer is required.

If your client is an interest-only borrower, our interactive guide can help you pick the right product.

If your client is an existing Offset or Flexx for Term borrower, they may be able to borrow more on their existing product. This will be subject to our affordability requirements (for residential borrowing), lending criteria and the product Loan to Value (LTV).

Note:

• Clients with an Offset facility who are looking to borrow more must do so on the same product, subject to LTV limits. If the LTV is exceeded, the entire mortgage must be taken on the new higher LTV product. If they'd like an alternative arrangement they'll need to complete a product transfer. 
• If your client is an existing Godiva Standard Residential customer, and wants to borrow more, you'll find details of the further advance products available to them in our product pages.

If your client has four or more mortgaged Buy to Let properties (and is therefore a portfolio landlord), any further borrowing will need to be on a product from our portfolio landlord product page with the following exceptions:

• Portfolio landlord clients on an existing Flexx for Term product that was applied for before 16 May 2019 can take further borrowing on their existing product. They can also select a product from the portfolio landlord product pages.
• Clients on an existing Flexx for Term product that was applied for on or after 16 May 2019 can take further borrowing on their existing product. But if they have since become a portfolio landlord, they can only take further borrowing on a product from our portfolio landlord product page.

For more information, please call us on 0800 121 7788.

Existing clients who require a further advance are required to meet our current lending policy. They must have also made a minimum of six months' payments before they’re eligible to apply. If the applicant has recently taken a payment holiday, this must have ended before the further advance can proceed.