Lending criteria updates
This section will keep you up to date with any changes or clarifications to our lending criteria made in the last six months. Please ensure you read our revised lending policy prior to submitting any applications.
Residential
More information on the changes can be found by visiting the relevant criteria category and sub-section.
| Policy update | Policy category | Policy sub-section | Effective date |
|---|---|---|---|
| Flats cladding update | Property | Flats | May 2025 |
| Loan amount limits | Loan to value criteria | Maximum loan limits we apply | September 2025 |
Buy to Let and Limited Company Buy to Let
More information on the changes can be found by visiting the relevant criteria category and sub-section.
| Policy update | Policy category | Policy sub-section | Effective date |
|---|---|---|---|
| Loan amount limit | Loan criteria | Maximum loan amount | September 2025 |
If you have any queries on changes made to our lending criteria and how they affect you, please contact the Intermediary Development Team.