Let's open doors for first time buyers
We've updated our lending criteria to help more first time buyers get moving.
Let's open doors for first time buyers
We've updated our lending criteria to help more first time buyers get moving.
Helping more people step into home ownership
Buying a first home isn't always straightforward. That's why we've enhanced our lending criteria to give eligible first time buyers more options. Our changes could help more of your clients take their first step onto the property ladder.
- Up to 6.5x LTI* - Your FTB clients can now borrow more towards their first home
- Up to 95% LTV - Eligible FTBs can now purchase a home with a deposit of as little as 5%
- A helping hand from family - Gifted deposits can be accepted from a range of family members including aunts, uncles and adopted children.
*No applicant can be self-employed, min income £30k (sole), £50k combined (joint), all applications are subject to our lending checks.
Find what you need for first time buyers
First time buyer client guide
Our step-by-step guide covers everything first time buyers need to know, from mortgage types and repayment options to the costs involved in buying a home.
First time buyer product range
Explore our range of products for first time buyers, including options with cashback on selected products and fee-free mortgages.
First Time Buyer product range
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse a molestie dui. Curabitur porttitor mollis sem, id sollicitudin nibh sodales molestie.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse a molestie dui. Curabitur porttitor mollis sem, id sollicitudin nibh sodales molestie.
Want the latest insights and forecasts on the first time buyer market?
Download the latest edition of the FTB Economy report
Inside, we:
- Investigate why the role of a broker is crucial in assisting aspiring homeowners
- Delve deeper into the current challenges faced by FTBs
- Explore what lies ahead for this vital segment of the UK housing market.
Related articles
Regional differences impacting first time buyers
First time buyer affordability - how can brokers help?
Advising the next generation of first time buyers
How brokers can support FTBs during shifting market conditions
