Residential remortgages

Your residential remortgage clients can choose from any of the products in the range below. You can check their eligibility before creating a case. Our remortgage products come with the option to choose our Remortgage Transfer Service (RMTS). Some products also offer cashback as an alternative. Find out what the difference is on our remortgage options page.

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Repayment type

Product LTV

Product fee

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Features

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FJL85
5.50% Fixed to 30.11.29

Current rate

5.50%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL55
6.02% Fixed to 30.11.27

Current rate

6.02%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OFC65
Offset 5.22% Fixed rate to 30.11.29

Current rate

5.22%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI233
Offset Interest-only Fixed rate to 30.11.29

Current rate

5.52%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback or RMTS

FJL66
4.85% Fixed to 30.11.29

Current rate

4.85%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL83
5.47% Fixed to 30.11.29

Current rate

5.47%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

OFC62
Offset 5.72% Fixed rate to 30.11.26

Current rate

5.72%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

IO258
Interest-only Fixed to 30.11.29

Current rate

5.37%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback or RMTS

FJL77
5.42% Fixed to 30.11.29

Current rate

5.42%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL43
5.38% Fixed to 30.11.27

Current rate

5.38%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL53
5.92% Fixed to 30.11.27

Current rate

5.92%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL37
5.28% Fixed to 30.11.27

Current rate

5.28%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL67
4.85% Fixed to 30.11.29

Current rate

4.85%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL03
5.32% Fixed to 30.11.26

Current rate

5.32%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL13
5.50% Fixed to 30.11.26

Current rate

5.50%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL70
4.92% Fixed to 30.11.29

Current rate

4.92%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI231
Offset Interest-only Fixed rate to 30.11.26

Current rate

6.02%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback or RMTS

OFC63
Offset 5.72% Fixed rate to 30.11.26

Current rate

5.72%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL40
5.22% Fixed to 30.11.27

Current rate

5.22%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL64
4.80% Fixed to 30.11.29

Current rate

4.80%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL14
5.50% Fixed to 30.11.26

Current rate

5.50%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

IO256
Interest-only Fixed to 30.11.26

Current rate

5.87%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback or RMTS

FJL19
6.17% Fixed to 30.11.26

Current rate

6.17%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL41
5.22% Fixed to 30.11.27

Current rate

5.22%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL49
5.92% Fixed to 30.11.27

Current rate

5.92%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL11
5.42% Fixed to 30.11.26

Current rate

5.42%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL25
6.22% Fixed to 30.11.26

Current rate

6.22%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL36
5.28% Fixed to 30.11.27

Current rate

5.28%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL06
5.45% Fixed to 30.11.26

Current rate

5.45%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL73
4.94% Fixed to 30.11.29

Current rate

4.94%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

OFC66
Offset 5.22% Fixed rate to 30.11.29

Current rate

5.22%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL33
5.12% Fixed to 30.11.27

Current rate

5.12%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL47
5.65% Fixed to 30.11.27

Current rate

5.65%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL63
4.80% Fixed to 30.11.29

Current rate

4.80%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL07
5.45% Fixed to 30.11.26

Current rate

5.45%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL17
5.90% Fixed to 30.11.26

Current rate

5.90%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL23
5.96% Fixed to 30.11.26

Current rate

5.96%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL74
4.94% Fixed to 30.11.29

Current rate

4.94%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL34
5.12% Fixed to 30.11.27

Current rate

5.12%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL44
5.38% Fixed to 30.11.27

Current rate

5.38%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJL10
5.42% Fixed to 30.11.26

Current rate

5.42%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL71
4.92% Fixed to 30.11.29

Current rate

4.92%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL04
5.32% Fixed to 30.11.26

Current rate

5.32%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJL79
5.45% Fixed to 30.11.29

Current rate

5.45%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

Our remortgage transfer service

Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.
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Managing cases

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