Residential remortgages

Your residential remortgage clients can choose from any of the products in the range below. You can check their eligibility before creating a case. Our remortgage products come with the option to choose our Remortgage Transfer Service (RMTS). Some products also offer cashback as an alternative. Find out what the difference is on our remortgage options page.

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Product LTV

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FJV84
4.93% Fixed to 30.04.27

Current rate

4.93%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OI278
Offset Interest-only Fixed rate to 30.04.2030

Current rate

5.15%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW60
4.52% Fixed to 30.04.30

Current rate

4.52%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW70
4.78% Fixed to 30.04.30

Current rate

4.78%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW23
4.77% Fixed to 30.04.28

Current rate

4.77%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW37
5.37% Fixed to 30.04.28

Current rate

5.37%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW79
5.02% Fixed to 30.04.30

Current rate

5.02%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OI275
Offset Interest-only Fixed rate to 30.04.27

Current rate

5.48%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJV85
4.93% Fixed to 30.04.27

Current rate

4.93%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJV95
5.20% Fixed to 30.04.27

Current rate

5.20%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW66
4.60% Fixed to 30.04.30

Current rate

4.60%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW71
4.78% Fixed to 30.04.30

Current rate

4.78%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW34
5.08% Fixed to 30.04.28

Current rate

5.08%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW48
5.83% Fixed to 30.04.28

Current rate

5.83%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD40
Offset 5.18% Fixed rate to 30.04.27

Current rate

5.18%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW11
5.91% Fixed to 30.04.27

Current rate

5.91%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJV82
4.68% Fixed to 30.04.27

Current rate

4.68%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJV96
5.20% Fixed to 30.04.27

Current rate

5.20%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW40
5.21% Fixed to 30.04.28

Current rate

5.21%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW63
4.42% Fixed to 30.04.30

Current rate

4.42%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW77
4.85% Fixed to 30.04.30

Current rate

4.85%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

IO304
Interest-only Fixed to 30.04.27

Current rate

5.33%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW19
4.54% Fixed to 30.04.28

Current rate

4.54%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW29
4.96% Fixed to 30.04.28

Current rate

4.96%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW05
5.66% Fixed to 30.04.27

Current rate

5.66%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJV88
4.73% Fixed to 30.04.27

Current rate

4.73%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW22
4.77% Fixed to 30.04.28

Current rate

4.77%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW64
4.42% Fixed to 30.04.30

Current rate

4.42%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW74
4.94% Fixed to 30.04.30

Current rate

4.94%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW46
5.45% Fixed to 30.04.28

Current rate

5.45%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

OI274
Offset Interest-only Fixed rate to 30.04.27

Current rate

5.48%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJV89
4.73% Fixed to 30.04.27

Current rate

4.73%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJV99
5.53% Fixed to 30.04.27

Current rate

5.53%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW33
5.08% Fixed to 30.04.28

Current rate

5.08%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW59
4.52% Fixed to 30.04.30

Current rate

4.52%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW85
5.29% Fixed to 30.04.30

Current rate

5.29%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW27
4.66% Fixed to 30.04.28

Current rate

4.66%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OFD43
Offset 4.85% Fixed rate to 30.04.30

Current rate

4.85%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW03
5.29% Fixed to 30.04.27

Current rate

5.29%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJV81
4.68% Fixed to 30.04.27

Current rate

4.68%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJV91
5.11% Fixed to 30.04.27

Current rate

5.11%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW20
4.54% Fixed to 30.04.28

Current rate

4.54%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW30
4.96% Fixed to 30.04.28

Current rate

4.96%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW56
4.37% Fixed to 30.04.30

Current rate

4.37%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

IO307
Interest-only Fixed to 30.04.30

Current rate

5.00%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

OFD44
Offset 4.85% Fixed rate to 30.04.30

Current rate

4.85%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJV92
5.11% Fixed to 30.04.27

Current rate

5.11%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD41
Offset 5.18% Fixed rate to 30.04.27

Current rate

5.18%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW57
4.37% Fixed to 30.04.30

Current rate

4.37%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW67
4.60% Fixed to 30.04.30

Current rate

4.60%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

IO308
Interest-only Fixed to 30.04.30

Current rate

5.00%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW09
5.50% Fixed to 30.04.27

Current rate

5.50%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

OI277
Offset Interest-only Fixed rate to 30.04.2030

Current rate

5.15%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

IO305
Interest-only Fixed to 30.04.27

Current rate

5.33%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJV98
5.53% Fixed to 30.04.27

Current rate

5.53%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW73
4.94% Fixed to 30.04.30

Current rate

4.94%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW26
4.66% Fixed to 30.04.28

Current rate

4.66%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW83
5.17% Fixed to 30.04.30

Current rate

5.17%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW36
5.37% Fixed to 30.04.28

Current rate

5.37%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW42
5.42% Fixed to 30.04.28

Current rate

5.42%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

Our remortgage transfer service

Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.
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Managing cases

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