Residential remortgages

Your residential remortgage clients can choose from any of the products in the range below. You can check their eligibility before creating a case. Our remortgage products come with the option to choose our Remortgage Transfer Service (RMTS). Some products also offer cashback as an alternative. Find out what the difference is on our remortgage options page.

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Product LTV

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKN05
4.03% Fixed to 28.02.31

Current rate

4.03%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM33
4.34% Fixed to 29.02.28

Current rate

4.34%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM47
5.01% Fixed to 29.02.28

Current rate

5.01%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM57
5.18% Fixed to 29.02.28

Current rate

5.18%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG27
Offset 4.52% Fixed rate to 29.02.28

Current rate

4.52%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM68
3.99% Fixed to 28.02.29

Current rate

3.99%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM74
4.14% Fixed to 28.02.29

Current rate

4.14%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM84
4.84% Fixed to 28.02.29

Current rate

4.84%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN06
4.03% Fixed to 28.02.31

Current rate

4.03%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

IO430
Interest-only Fixed to 28.02.31

Current rate

4.03%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN16
4.26% Fixed to 28.02.31

Current rate

4.26%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN22
4.46% Fixed to 28.02.31

Current rate

4.46%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN32
4.86% Fixed to 28.02.31

Current rate

4.86%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM34
4.34% Fixed to 29.02.28

Current rate

4.34%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM44
4.65% Fixed to 29.02.28

Current rate

4.65%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OI386
Offset Interest-only Fixed rate to 29.02.28

Current rate

4.52%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM71
4.27% Fixed to 28.02.29

Current rate

4.27%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM85
4.84% Fixed to 28.02.29

Current rate

4.84%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM31
3.92% Fixed to 29.02.28

Current rate

3.92%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG30
Offset 4.48% Fixed rate to 28.02.31

Current rate

4.48%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM45
4.65% Fixed to 29.02.28

Current rate

4.65%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM82
4.54% Fixed to 28.02.29

Current rate

4.54%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN20
4.29% Fixed to 28.02.31

Current rate

4.29%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN09
4.19% Fixed to 28.02.31

Current rate

4.19%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM96
5.51% Fixed to 28.02.29

Current rate

5.51%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN28
4.55% Fixed to 28.02.31

Current rate

4.55%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM67
3.99% Fixed to 28.02.29

Current rate

3.99%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM77
4.42% Fixed to 28.02.29

Current rate

4.42%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN15
4.26% Fixed to 28.02.31

Current rate

4.26%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM53
5.10% Fixed to 29.02.28

Current rate

5.10%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

IO428
Interest-only Fixed to 29.02.28

Current rate

3.92%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM37
4.09% Fixed to 29.02.28

Current rate

4.09%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI389
Offset Interest-only Fixed rate to 28.02.2031

Current rate

4.48%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM70
4.27% Fixed to 28.02.29

Current rate

4.27%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM94
5.13% Fixed to 28.02.29

Current rate

5.13%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN12
4.09% Fixed to 28.02.31

Current rate

4.09%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM78
4.42% Fixed to 28.02.29

Current rate

4.42%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM88
4.65% Fixed to 28.02.29

Current rate

4.65%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM30
3.92% Fixed to 29.02.28

Current rate

3.92%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN26
4.38% Fixed to 28.02.31

Current rate

4.38%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM40
4.47% Fixed to 29.02.28

Current rate

4.47%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM38
4.09% Fixed to 29.02.28

Current rate

4.09%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM48
5.01% Fixed to 29.02.28

Current rate

5.01%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM75
4.14% Fixed to 28.02.29

Current rate

4.14%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM81
4.54% Fixed to 28.02.29

Current rate

4.54%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN13
4.09% Fixed to 28.02.31

Current rate

4.09%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN23
4.46% Fixed to 28.02.31

Current rate

4.46%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN08
4.19% Fixed to 28.02.31

Current rate

4.19%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

IO431
Interest-only Fixed to 28.02.31

Current rate

4.03%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM41
4.47% Fixed to 29.02.28

Current rate

4.47%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM51
4.73% Fixed to 29.02.28

Current rate

4.73%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG29
Offset 4.48% Fixed rate to 28.02.31

Current rate

4.48%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM59
5.59% Fixed to 29.02.28

Current rate

5.59%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OI387
Offset Interest-only Fixed rate to 29.02.28

Current rate

4.52%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN34
4.98% Fixed to 28.02.31

Current rate

4.98%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

IO427
Interest-only Fixed to 29.02.28

Current rate

3.92%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN19
4.29% Fixed to 28.02.31

Current rate

4.29%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG26
Offset 4.52% Fixed rate to 29.02.28

Current rate

4.52%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI390
Offset Interest-only Fixed rate to 28.02.2031

Current rate

4.48%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM90
4.89% Fixed to 28.02.29

Current rate

4.89%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

Our remortgage transfer service

Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.

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