Residential remortgages

Your residential remortgage clients can choose from any of the products in the range below. You can check their eligibility before creating a case. Our remortgage products come with the option to choose our Remortgage Transfer Service (RMTS). Some products also offer cashback as an alternative. Find out what the difference is on our remortgage options page.

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Product LTV

Product fee

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FJX49
5.25% Fixed to 30.06.28

Current rate

5.25%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX01
4.51% Fixed to 30.06.27

Current rate

4.51%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX11
5.42% Fixed to 30.06.27

Current rate

5.42%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX09
5.09% Fixed to 30.06.27

Current rate

5.09%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

IO316
Interest-only Fixed to 30.06.30

Current rate

4.96%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX83
4.69% Fixed to 30.06.30

Current rate

4.69%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX46
4.96% Fixed to 30.06.28

Current rate

4.96%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX52
5.09% Fixed to 30.06.28

Current rate

5.09%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

OFD58
Offset 4.81% Fixed rate to 30.06.30

Current rate

4.81%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX78
4.56% Fixed to 30.06.30

Current rate

4.56%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX12
5.42% Fixed to 30.06.27

Current rate

5.42%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OI286
Offset Interest-only Fixed rate to 30.06.2030

Current rate

5.11%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

IO317
Interest-only Fixed to 30.06.30

Current rate

4.96%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX75
4.38% Fixed to 30.06.30

Current rate

4.38%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX89
4.78% Fixed to 30.06.30

Current rate

4.78%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX17
5.52% Fixed to 30.06.27

Current rate

5.52%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX23
5.85% Fixed to 30.06.27

Current rate

5.85%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

IO314
Interest-only Fixed to 30.06.27

Current rate

5.11%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX76
4.38% Fixed to 30.06.30

Current rate

4.38%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX86
4.85% Fixed to 30.06.30

Current rate

4.85%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX34
4.64% Fixed to 30.06.28

Current rate

4.64%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX91
4.95% Fixed to 30.06.30

Current rate

4.95%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX58
5.39% Fixed to 30.06.28

Current rate

5.39%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX68
4.26% Fixed to 30.06.30

Current rate

4.26%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW93
4.46% Fixed to 30.06.27

Current rate

4.46%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX04
4.89% Fixed to 30.06.27

Current rate

4.89%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX31
4.41% Fixed to 30.06.28

Current rate

4.41%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX60
5.77% Fixed to 30.06.28

Current rate

5.77%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX97
5.22% Fixed to 30.06.30

Current rate

5.22%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX39
4.46% Fixed to 30.06.28

Current rate

4.46%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX45
4.96% Fixed to 30.06.28

Current rate

4.96%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX69
4.26% Fixed to 30.06.30

Current rate

4.26%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX21
5.44% Fixed to 30.06.27

Current rate

5.44%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX05
4.89% Fixed to 30.06.27

Current rate

4.89%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX15
5.15% Fixed to 30.06.27

Current rate

5.15%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

OI285
Offset Interest-only Fixed rate to 30.06.2030

Current rate

5.11%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX32
4.41% Fixed to 30.06.28

Current rate

4.41%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX42
4.76% Fixed to 30.06.28

Current rate

4.76%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD57
Offset 4.81% Fixed rate to 30.06.30

Current rate

4.81%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW96
4.83% Fixed to 30.06.27

Current rate

4.83%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX02
4.51% Fixed to 30.06.27

Current rate

4.51%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI282
Offset Interest-only Fixed rate to 30.06.27

Current rate

5.26%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

OFD54
Offset 4.96% Fixed rate to 30.06.27

Current rate

4.96%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX79
4.56% Fixed to 30.06.30

Current rate

4.56%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX85
4.85% Fixed to 30.06.30

Current rate

4.85%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX95
5.10% Fixed to 30.06.30

Current rate

5.10%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJW97
4.83% Fixed to 30.06.27

Current rate

4.83%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OI283
Offset Interest-only Fixed rate to 30.06.27

Current rate

5.26%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

IO313
Interest-only Fixed to 30.06.27

Current rate

5.11%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX71
4.41% Fixed to 30.06.30

Current rate

4.41%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX54
5.30% Fixed to 30.06.28

Current rate

5.30%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD55
Offset 4.96% Fixed rate to 30.06.27

Current rate

4.96%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX38
4.46% Fixed to 30.06.28

Current rate

4.46%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX48
5.25% Fixed to 30.06.28

Current rate

5.25%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX08
5.09% Fixed to 30.06.27

Current rate

5.09%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX72
4.41% Fixed to 30.06.30

Current rate

4.41%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX82
4.69% Fixed to 30.06.30

Current rate

4.69%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJX35
4.64% Fixed to 30.06.28

Current rate

4.64%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJX41
4.76% Fixed to 30.06.28

Current rate

4.76%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJW94
4.46% Fixed to 30.06.27

Current rate

4.46%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

Our remortgage transfer service

Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.
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Managing cases

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