Residential remortgages

Your residential remortgage clients can choose from any of the products in the range below. You can check their eligibility before creating a case. Our remortgage products come with the option to choose our Remortgage Transfer Service (RMTS). Some products also offer cashback as an alternative. Find out what the difference is on our remortgage options page.

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Product LTV

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

IO351
Interest-only Fixed to 31.08.30

Current rate

4.33%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC08
4.47% Fixed to 31.08.28

Current rate

4.47%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB82
5.13% Fixed to 31.08.27

Current rate

5.13%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC35
4.23% Fixed to 31.08.30

Current rate

4.23%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC12
4.77% Fixed to 31.08.28

Current rate

4.77%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKC22
5.13% Fixed to 31.08.28

Current rate

5.13%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC09
4.47% Fixed to 31.08.28

Current rate

4.47%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC19
5.29% Fixed to 31.08.28

Current rate

5.29%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OI317
Offset Interest-only Fixed rate to 31.08.2030

Current rate

4.80%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB77
4.90% Fixed to 31.08.27

Current rate

4.90%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB23
4.88% Fixed to 31.08.30

Current rate

4.88%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OFE15
Offset 4.70% Fixed rate to 31.08.30

Current rate

4.70%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB74
4.52% Fixed to 31.08.27

Current rate

4.52%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI314
Offset Interest-only Fixed rate to 31.08.27

Current rate

4.92%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC34
4.23% Fixed to 31.08.30

Current rate

4.23%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC44
4.58% Fixed to 31.08.30

Current rate

4.58%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB88
5.19% Fixed to 31.08.27

Current rate

5.19%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB90
5.56% Fixed to 31.08.27

Current rate

5.56%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB24
4.88% Fixed to 31.08.30

Current rate

4.88%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OFE16
Offset 4.70% Fixed rate to 31.08.30

Current rate

4.70%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB75
4.52% Fixed to 31.08.27

Current rate

4.52%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB85
5.46% Fixed to 31.08.27

Current rate

5.46%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OI315
Offset Interest-only Fixed rate to 31.08.27

Current rate

4.92%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC45
4.58% Fixed to 31.08.30

Current rate

4.58%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB21
4.72% Fixed to 31.08.30

Current rate

4.72%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC28
5.52% Fixed to 31.08.28

Current rate

5.52%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB35
5.32% Fixed to 31.08.30

Current rate

5.32%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OFE13
Offset 4.82% Fixed rate to 31.08.27

Current rate

4.82%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC04
4.59% Fixed to 31.08.28

Current rate

4.59%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKC18
5.29% Fixed to 31.08.28

Current rate

5.29%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKC42
4.40% Fixed to 31.08.30

Current rate

4.40%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB96
5.98% Fixed to 31.08.27

Current rate

5.98%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKC05
4.59% Fixed to 31.08.28

Current rate

4.59%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB29
4.95% Fixed to 31.08.30

Current rate

4.95%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKC15
5.00% Fixed to 31.08.28

Current rate

5.00%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

IO347
Interest-only Fixed to 31.08.27

Current rate

4.51%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB67
4.41% Fixed to 31.08.27

Current rate

4.41%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB33
5.20% Fixed to 31.08.30

Current rate

5.20%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC02
4.36% Fixed to 31.08.28

Current rate

4.36%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC16
5.00% Fixed to 31.08.28

Current rate

5.00%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB70
4.78% Fixed to 31.08.27

Current rate

4.78%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

IO348
Interest-only Fixed to 31.08.27

Current rate

4.51%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC30
5.90% Fixed to 31.08.28

Current rate

5.90%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB68
4.41% Fixed to 31.08.27

Current rate

4.41%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB78
4.90% Fixed to 31.08.27

Current rate

4.90%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB84
5.46% Fixed to 31.08.27

Current rate

5.46%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB20
4.72% Fixed to 31.08.30

Current rate

4.72%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC37
4.38% Fixed to 31.08.30

Current rate

4.38%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB94
5.57% Fixed to 31.08.27

Current rate

5.57%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB27
4.78% Fixed to 31.08.30

Current rate

4.78%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

OI318
Offset Interest-only Fixed rate to 31.08.2030

Current rate

4.80%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

IO350
Interest-only Fixed to 31.08.30

Current rate

4.33%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB71
4.78% Fixed to 31.08.27

Current rate

4.78%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB81
5.13% Fixed to 31.08.27

Current rate

5.13%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC41
4.40% Fixed to 31.08.30

Current rate

4.40%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC24
5.34% Fixed to 31.08.28

Current rate

5.34%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKC38
4.38% Fixed to 31.08.30

Current rate

4.38%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OFE12
Offset 4.82% Fixed rate to 31.08.27

Current rate

4.82%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC01
4.36% Fixed to 31.08.28

Current rate

4.36%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKC11
4.77% Fixed to 31.08.28

Current rate

4.77%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

Our remortgage transfer service

Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.
Live chat . . .

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Managing cases

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