Residential remortgages

Your residential remortgage clients can choose from any of the products in the range below. You can check their eligibility before creating a case. Our remortgage products come with the option to choose our Remortgage Transfer Service (RMTS). Some products also offer cashback as an alternative. Find out what the difference is on our remortgage options page.

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Product LTV

Product fee

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKE96
4.95% Fixed to 31.10.27

Current rate

4.95%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

IO375
Interest-only Fixed to 31.10.30

Current rate

4.33%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF27
4.37% Fixed to 31.10.28

Current rate

4.37%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF71
4.62% Fixed to 31.10.30

Current rate

4.62%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKE83
4.26% Fixed to 31.10.27

Current rate

4.26%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OI333
Offset Interest-only Fixed rate to 31.10.2030

Current rate

4.63%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF68
4.53% Fixed to 31.10.30

Current rate

4.53%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKE93
4.77% Fixed to 31.10.27

Current rate

4.77%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF78
4.68% Fixed to 31.10.30

Current rate

4.68%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF31
4.67% Fixed to 31.10.28

Current rate

4.67%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF41
4.98% Fixed to 31.10.28

Current rate

4.98%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

IO372
Interest-only Fixed to 31.10.27

Current rate

4.36%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF04
5.04% Fixed to 31.10.27

Current rate

5.04%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF28
4.37% Fixed to 31.10.28

Current rate

4.37%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF38
5.14% Fixed to 31.10.28

Current rate

5.14%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OI330
Offset Interest-only Fixed rate to 31.10.27

Current rate

4.75%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF49
5.75% Fixed to 31.10.28

Current rate

5.75%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF65
4.35% Fixed to 31.10.30

Current rate

4.35%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OFE44
Offset 4.53% Fixed rate to 31.10.30

Current rate

4.53%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF01
5.31% Fixed to 31.10.27

Current rate

5.31%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OI331
Offset Interest-only Fixed rate to 31.10.27

Current rate

4.75%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF12
5.83% Fixed to 31.10.27

Current rate

5.83%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF64
4.35% Fixed to 31.10.30

Current rate

4.35%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF74
4.78% Fixed to 31.10.30

Current rate

4.78%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF80
4.85% Fixed to 31.10.30

Current rate

4.85%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF47
5.37% Fixed to 31.10.28

Current rate

5.37%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKE86
4.63% Fixed to 31.10.27

Current rate

4.63%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKE92
4.77% Fixed to 31.10.27

Current rate

4.77%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

IO371
Interest-only Fixed to 31.10.27

Current rate

4.36%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF23
4.49% Fixed to 31.10.28

Current rate

4.49%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKE89
4.40% Fixed to 31.10.27

Current rate

4.40%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKE99
5.31% Fixed to 31.10.27

Current rate

5.31%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF37
5.14% Fixed to 31.10.28

Current rate

5.14%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF61
4.38% Fixed to 31.10.30

Current rate

4.38%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF75
4.78% Fixed to 31.10.30

Current rate

4.78%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF58
4.23% Fixed to 31.10.30

Current rate

4.23%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKE97
4.95% Fixed to 31.10.27

Current rate

4.95%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OFE43
Offset 4.53% Fixed rate to 31.10.30

Current rate

4.53%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF10
5.42% Fixed to 31.10.27

Current rate

5.42%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF24
4.49% Fixed to 31.10.28

Current rate

4.49%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF34
4.85% Fixed to 31.10.28

Current rate

4.85%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OI334
Offset Interest-only Fixed rate to 31.10.2030

Current rate

4.63%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF72
4.62% Fixed to 31.10.30

Current rate

4.62%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKE90
4.40% Fixed to 31.10.27

Current rate

4.40%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF86
5.22% Fixed to 31.10.30

Current rate

5.22%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OFE40
Offset 4.65% Fixed rate to 31.10.27

Current rate

4.65%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF21
4.26% Fixed to 31.10.28

Current rate

4.26%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF35
4.85% Fixed to 31.10.28

Current rate

4.85%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OFE41
Offset 4.65% Fixed rate to 31.10.27

Current rate

4.65%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKE85
4.63% Fixed to 31.10.27

Current rate

4.63%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

IO374
Interest-only Fixed to 31.10.30

Current rate

4.33%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF06
5.41% Fixed to 31.10.27

Current rate

5.41%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF60
4.38% Fixed to 31.10.30

Current rate

4.38%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF43
5.19% Fixed to 31.10.28

Current rate

5.19%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF57
4.23% Fixed to 31.10.30

Current rate

4.23%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKE82
4.26% Fixed to 31.10.27

Current rate

4.26%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF67
4.53% Fixed to 31.10.30

Current rate

4.53%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKF84
5.10% Fixed to 31.10.30

Current rate

5.10%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF20
4.26% Fixed to 31.10.28

Current rate

4.26%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKF30
4.67% Fixed to 31.10.28

Current rate

4.67%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

Our remortgage transfer service

Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.
Live chat . . .

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Managing cases

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