Residential remortgages

Your residential remortgage clients can choose from any of the products in the range below. You can check their eligibility before creating a case. Our remortgage products come with the option to choose our Remortgage Transfer Service (RMTS). Some products also offer cashback as an alternative. Find out what the difference is on our remortgage options page.

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Product LTV

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKJ85
4.57% Fixed to 31.12.30

Current rate

4.57%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG13
Offset 4.55% Fixed rate to 31.12.27

Current rate

4.55%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ67
4.28% Fixed to 31.12.30

Current rate

4.28%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI90
4.06% Fixed to 31.12.27

Current rate

4.06%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ17
5.37% Fixed to 31.12.27

Current rate

5.37%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ27
4.12% Fixed to 31.12.28

Current rate

4.12%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI97
4.25% Fixed to 31.12.27

Current rate

4.25%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ71
4.21% Fixed to 31.12.30

Current rate

4.21%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ81
4.64% Fixed to 31.12.30

Current rate

4.64%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ44
5.03% Fixed to 31.12.28

Current rate

5.03%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ54
5.32% Fixed to 31.12.28

Current rate

5.32%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ68
4.28% Fixed to 31.12.30

Current rate

4.28%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ78
4.47% Fixed to 31.12.30

Current rate

4.47%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ30
4.40% Fixed to 31.12.28

Current rate

4.40%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ04
4.83% Fixed to 31.12.27

Current rate

4.83%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ28
4.12% Fixed to 31.12.28

Current rate

4.12%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ38
4.55% Fixed to 31.12.28

Current rate

4.55%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ41
4.72% Fixed to 31.12.28

Current rate

4.72%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ82
4.64% Fixed to 31.12.30

Current rate

4.64%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ65
4.11% Fixed to 31.12.30

Current rate

4.11%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ79
4.47% Fixed to 31.12.30

Current rate

4.47%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ01
4.63% Fixed to 31.12.27

Current rate

4.63%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

OI373
Offset Interest-only Fixed rate to 31.12.2030

Current rate

4.61%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ31
4.40% Fixed to 31.12.28

Current rate

4.40%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

IO406
Interest-only Fixed to 31.12.30

Current rate

4.21%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ42
4.72% Fixed to 31.12.28

Current rate

4.72%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OI370
Offset Interest-only Fixed rate to 31.12.27

Current rate

4.65%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG12
Offset 4.55% Fixed rate to 31.12.27

Current rate

4.55%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI93
4.48% Fixed to 31.12.27

Current rate

4.48%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

IO407
Interest-only Fixed to 31.12.30

Current rate

4.21%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI96
4.25% Fixed to 31.12.27

Current rate

4.25%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI371
Offset Interest-only Fixed rate to 31.12.27

Current rate

4.65%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ13
5.29% Fixed to 31.12.27

Current rate

5.29%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

IO404
Interest-only Fixed to 31.12.27

Current rate

4.16%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ07
5.19% Fixed to 31.12.27

Current rate

5.19%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ37
4.55% Fixed to 31.12.28

Current rate

4.55%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ93
5.17% Fixed to 31.12.30

Current rate

5.17%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ50
5.08% Fixed to 31.12.28

Current rate

5.08%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ64
4.11% Fixed to 31.12.30

Current rate

4.11%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ74
4.38% Fixed to 31.12.30

Current rate

4.38%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ48
4.84% Fixed to 31.12.28

Current rate

4.84%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ34
4.27% Fixed to 31.12.28

Current rate

4.27%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ08
5.19% Fixed to 31.12.27

Current rate

5.19%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ45
5.03% Fixed to 31.12.28

Current rate

5.03%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ75
4.38% Fixed to 31.12.30

Current rate

4.38%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ87
4.74% Fixed to 31.12.30

Current rate

4.74%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFG15
Offset 4.51% Fixed rate to 31.12.30

Current rate

4.51%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ05
4.83% Fixed to 31.12.27

Current rate

4.83%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ11
4.92% Fixed to 31.12.27

Current rate

4.92%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKJ35
4.27% Fixed to 31.12.28

Current rate

4.27%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI92
4.48% Fixed to 31.12.27

Current rate

4.48%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ19
5.78% Fixed to 31.12.27

Current rate

5.78%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ91
5.05% Fixed to 31.12.30

Current rate

5.05%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI89
4.06% Fixed to 31.12.27

Current rate

4.06%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI99
4.63% Fixed to 31.12.27

Current rate

4.63%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ56
5.70% Fixed to 31.12.28

Current rate

5.70%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKJ72
4.21% Fixed to 31.12.30

Current rate

4.21%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI374
Offset Interest-only Fixed rate to 31.12.2030

Current rate

4.61%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG16
Offset 4.51% Fixed rate to 31.12.30

Current rate

4.51%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

IO403
Interest-only Fixed to 31.12.27

Current rate

4.16%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

Our remortgage transfer service

Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.

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