Residential remortgages

Your residential remortgage clients can choose from any of the products in the range below. You can check their eligibility before creating a case. Our remortgage products come with the option to choose our Remortgage Transfer Service (RMTS). Some products also offer cashback as an alternative. Find out what the difference is on our remortgage options page.

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Repayment type

Product LTV

Product fee

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKA85
5.34% Fixed to 31.08.28

Current rate

5.34%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA95
5.57% Fixed to 31.08.28

Current rate

5.57%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

OI306
Offset Interest-only Fixed rate to 31.08.27

Current rate

4.97%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA72
4.64% Fixed to 31.08.28

Current rate

4.64%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA82
5.05% Fixed to 31.08.28

Current rate

5.05%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB09
4.42% Fixed to 31.08.30

Current rate

4.42%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA54
5.61% Fixed to 31.08.27

Current rate

5.61%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD98
Offset 4.87% Fixed rate to 31.08.27

Current rate

4.87%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB13
4.45% Fixed to 31.08.30

Current rate

4.45%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB23
4.88% Fixed to 31.08.30

Current rate

4.88%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA83
5.05% Fixed to 31.08.28

Current rate

5.05%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA35
4.83% Fixed to 31.08.27

Current rate

4.83%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA41
4.95% Fixed to 31.08.27

Current rate

4.95%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA38
4.57% Fixed to 31.08.27

Current rate

4.57%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA48
5.51% Fixed to 31.08.27

Current rate

5.51%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OFE02
Offset 4.75% Fixed rate to 31.08.30

Current rate

4.75%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

IO338
Interest-only Fixed to 31.08.27

Current rate

4.56%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB10
4.42% Fixed to 31.08.30

Current rate

4.42%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB24
4.88% Fixed to 31.08.30

Current rate

4.88%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB07
4.27% Fixed to 31.08.30

Current rate

4.27%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA46
5.18% Fixed to 31.08.27

Current rate

5.18%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA52
5.24% Fixed to 31.08.27

Current rate

5.24%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA78
4.82% Fixed to 31.08.28

Current rate

4.82%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA49
5.51% Fixed to 31.08.27

Current rate

5.51%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB21
4.72% Fixed to 31.08.30

Current rate

4.72%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB35
5.32% Fixed to 31.08.30

Current rate

5.32%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA75
4.52% Fixed to 31.08.28

Current rate

4.52%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

IO341
Interest-only Fixed to 31.08.30

Current rate

4.37%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA91
5.39% Fixed to 31.08.28

Current rate

5.39%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA89
5.18% Fixed to 31.08.28

Current rate

5.18%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

OFD97
Offset 4.87% Fixed rate to 31.08.27

Current rate

4.87%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI309
Offset Interest-only Fixed rate to 31.08.2030

Current rate

4.85%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA60
6.03% Fixed to 31.08.27

Current rate

6.03%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA76
4.52% Fixed to 31.08.28

Current rate

4.52%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA86
5.34% Fixed to 31.08.28

Current rate

5.34%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA34
4.83% Fixed to 31.08.27

Current rate

4.83%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB29
4.95% Fixed to 31.08.30

Current rate

4.95%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA58
5.62% Fixed to 31.08.27

Current rate

5.62%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA68
4.41% Fixed to 31.08.28

Current rate

4.41%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

IO337
Interest-only Fixed to 31.08.27

Current rate

4.56%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB06
4.27% Fixed to 31.08.30

Current rate

4.27%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA31
4.46% Fixed to 31.08.27

Current rate

4.46%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB16
4.63% Fixed to 31.08.30

Current rate

4.63%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB33
5.20% Fixed to 31.08.30

Current rate

5.20%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA97
5.95% Fixed to 31.08.28

Current rate

5.95%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA45
5.18% Fixed to 31.08.27

Current rate

5.18%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA69
4.41% Fixed to 31.08.28

Current rate

4.41%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OI310
Offset Interest-only Fixed rate to 31.08.2030

Current rate

4.85%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

OFE01
Offset 4.75% Fixed rate to 31.08.30

Current rate

4.75%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI307
Offset Interest-only Fixed rate to 31.08.27

Current rate

4.97%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB20
4.72% Fixed to 31.08.30

Current rate

4.72%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA32
4.46% Fixed to 31.08.27

Current rate

4.46%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKB17
4.63% Fixed to 31.08.30

Current rate

4.63%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKA42
4.95% Fixed to 31.08.27

Current rate

4.95%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB27
4.78% Fixed to 31.08.30

Current rate

4.78%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

IO340
Interest-only Fixed to 31.08.30

Current rate

4.37%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA39
4.57% Fixed to 31.08.27

Current rate

4.57%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA71
4.64% Fixed to 31.08.28

Current rate

4.64%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKB14
4.45% Fixed to 31.08.30

Current rate

4.45%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKA79
4.82% Fixed to 31.08.28

Current rate

4.82%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

Our remortgage transfer service

Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.
Live chat . . .

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Managing cases

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