Residential product transfers

PT with us. It really works out. 

We share the heavy lifting, you get the gains.

Fit

#
We offer rates as good as or better than the equivalent products offered to new customers.

Flexible

#
Secure a deal four months in advance.

Fulfilling 

#
We pay 0.3% proc fee on all completed product transfers.

Fast

Complete eligible like-for-like transfers online, in as little as 15 minutes with no need for a customer signature
#
You can complete eligible like-for-like transfers fast, in as little as 15 minutes, with no need for a customer signature. When maturities come around, we’ll keep it fair and write to you before we write to customers. 
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Rate type

EPC Rating

Repayment type

Product LTV

Product fee

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Features

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
1 product matches the code you've entered
0 product match the code you've entered

FRC27
4.44% Fixed to 31.12.29

Current rate

4.44%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OFI19
Offset 4.94% Fixed rate to 31.12.28

Current rate

4.94%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OFI25
Offset 5.04% Fixed rate to 31.12.31

Current rate

5.04%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC17
4.39% Fixed to 31.12.28

Current rate

4.39%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC20
4.64% Fixed to 31.12.28

Current rate

4.64%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC30
4.79% Fixed to 31.12.29

Current rate

4.79%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC44
4.64% Fixed to 31.12.31

Current rate

4.64%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFI22
Offset 4.79% Fixed rate to 31.12.31

Current rate

4.79%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC28
4.64% Fixed to 31.12.29

Current rate

4.64%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC38
5.56% Fixed to 31.12.29

Current rate

5.56%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC25
5.20% Fixed to 31.12.28

Current rate

5.20%

Max LTV

100%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC31
4.74% Fixed to 31.12.29

Current rate

4.74%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC41
4.44% Fixed to 31.12.31

Current rate

4.44%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI495
Offset Interest-only Fixed rate to 31.12.28

Current rate

4.69%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

OFI23
Offset 4.94% Fixed rate to 31.12.31

Current rate

4.94%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC39
4.34% Fixed to 31.12.31

Current rate

4.34%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC49
5.30% Fixed to 31.12.31

Current rate

5.30%

Max LTV

100%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC15
4.24% Fixed to 31.12.28

Current rate

4.24%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC26
5.40% Fixed to 31.12.28

Current rate

5.40%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC36
5.46% Fixed to 31.12.29

Current rate

5.46%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC42
4.59% Fixed to 31.12.31

Current rate

4.59%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

OI496
Offset Interest-only Fixed rate to 31.12.31

Current rate

4.79%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

OFI20
Offset 4.84% Fixed rate to 31.12.28

Current rate

4.84%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OFI18
Offset 4.69% Fixed rate to 31.12.28

Current rate

4.69%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC23
5.10% Fixed to 31.12.28

Current rate

5.10%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC37
5.27% Fixed to 31.12.29

Current rate

5.27%

Max LTV

100%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC47
5.20% Fixed to 31.12.31

Current rate

5.20%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

OFI21
Offset 5.04% Fixed rate to 31.12.28

Current rate

5.04%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC40
4.49% Fixed to 31.12.31

Current rate

4.49%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC50
5.35% Fixed to 31.12.31

Current rate

5.35%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC24
5.30% Fixed to 31.12.28

Current rate

5.30%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC34
5.24% Fixed to 31.12.29

Current rate

5.24%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC48
5.25% Fixed to 31.12.31

Current rate

5.25%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC18
4.59% Fixed to 31.12.28

Current rate

4.59%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

IO543
Interest-only Fixed to 31.12.28

Current rate

4.24%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC21
4.69% Fixed to 31.12.28

Current rate

4.69%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC29
4.61% Fixed to 31.12.29

Current rate

4.61%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC35
5.17% Fixed to 31.12.29

Current rate

5.17%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC45
4.69% Fixed to 31.12.31

Current rate

4.69%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC19
4.44% Fixed to 31.12.28

Current rate

4.44%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

IO544
Interest-only Fixed to 31.12.31

Current rate

4.34%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC22
4.94% Fixed to 31.12.28

Current rate

4.94%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC32
4.94% Fixed to 31.12.29

Current rate

4.94%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC46
4.79% Fixed to 31.12.31

Current rate

4.79%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OFI24
Offset 4.89% Fixed rate to 31.12.31

Current rate

4.89%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC16
4.49% Fixed to 31.12.28

Current rate

4.49%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC33
4.99% Fixed to 31.12.29

Current rate

4.99%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC43
4.59% Fixed to 31.12.31

Current rate

4.59%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

Sorry there are currently no products available

Your client's application

Product transfers can be secured up to four months in advance of the product maturity date. For like-for-like product transfer please submit your case through our online portal. You can still use our standard application process for everything else.

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