Residential product transfers

PT with us. It really works out. 

We share the heavy lifting, you get the gains.

Fit

#
We offer rates as good as or better than the equivalent products offered to new customers.

Flexible

#
Secure a deal four months in advance.

Fulfilling 

#
We pay 0.3% proc fee on all completed product transfers.

Fast

Complete eligible like-for-like transfers online, in as little as 15 minutes with no need for a customer signature
#
You can complete eligible like-for-like transfers fast, in as little as 15 minutes, with no need for a customer signature. When maturities come around, we’ll keep it fair and write to you before we write to customers. 
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Rate type

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Product LTV

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
1 product matches the code you've entered
0 product match the code you've entered

OFH26
Offset 5.11% Fixed rate to 30.09.28

Current rate

5.11%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY10
5.59% Fixed to 30.09.28

Current rate

5.59%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY20
5.45% Fixed to 30.09.29

Current rate

5.45%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY34
5.17% Fixed to 30.09.31

Current rate

5.17%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY39
5.30% Fixed to 30.09.31

Current rate

5.30%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY44
5.84% Fixed to 30.09.31

Current rate

5.84%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH23
Offset 4.77% Fixed rate to 30.09.28

Current rate

4.77%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY16
5.84% Fixed to 30.09.28

Current rate

5.84%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY26
5.60% Fixed to 30.09.29

Current rate

5.60%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OI442
Offset Interest-only Fixed rate to 30.09.28

Current rate

4.77%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY21
5.33% Fixed to 30.09.29

Current rate

5.33%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY31
4.99% Fixed to 30.09.31

Current rate

4.99%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH24
Offset 5.05% Fixed rate to 30.09.28

Current rate

5.05%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY03
5.17% Fixed to 30.09.28

Current rate

5.17%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OI443
Offset Interest-only Fixed rate to 30.09.31

Current rate

4.81%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY37
5.25% Fixed to 30.09.31

Current rate

5.25%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY32
5.12% Fixed to 30.09.31

Current rate

5.12%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

IO489
Interest-only Fixed to 30.09.28

Current rate

5.17%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY42
5.74% Fixed to 30.09.31

Current rate

5.74%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY08
5.54% Fixed to 30.09.28

Current rate

5.54%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY14
5.74% Fixed to 30.09.28

Current rate

5.74%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH29
Offset 4.90% Fixed rate to 30.09.31

Current rate

4.90%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY24
5.55% Fixed to 30.09.29

Current rate

5.55%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY38
5.34% Fixed to 30.09.31

Current rate

5.34%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY43
5.77% Fixed to 30.09.31

Current rate

5.77%

Max LTV

100%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY30
5.84% Fixed to 30.09.29

Current rate

5.84%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY09
5.37% Fixed to 30.09.28

Current rate

5.37%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY19
5.16% Fixed to 30.09.29

Current rate

5.16%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY25
5.44% Fixed to 30.09.29

Current rate

5.44%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY35
5.18% Fixed to 30.09.31

Current rate

5.18%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY40
5.40% Fixed to 30.09.31

Current rate

5.40%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH27
Offset 4.81% Fixed rate to 30.09.31

Current rate

4.81%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY11
5.42% Fixed to 30.09.28

Current rate

5.42%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

IO490
Interest-only Fixed to 30.09.31

Current rate

4.99%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY06
5.49% Fixed to 30.09.28

Current rate

5.49%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY36
5.26% Fixed to 30.09.31

Current rate

5.26%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY41
5.67% Fixed to 30.09.31

Current rate

5.67%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH28
Offset 4.95% Fixed rate to 30.09.31

Current rate

4.95%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY12
5.64% Fixed to 30.09.28

Current rate

5.64%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY22
5.50% Fixed to 30.09.29

Current rate

5.50%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY07
5.27% Fixed to 30.09.28

Current rate

5.27%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY17
5.06% Fixed to 30.09.29

Current rate

5.06%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH30
Offset 5.00% Fixed rate to 30.09.31

Current rate

5.00%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY04
5.44% Fixed to 30.09.28

Current rate

5.44%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH25
Offset 4.84% Fixed rate to 30.09.28

Current rate

4.84%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY23
5.39% Fixed to 30.09.29

Current rate

5.39%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY33
5.08% Fixed to 30.09.31

Current rate

5.08%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FQY18
5.32% Fixed to 30.09.29

Current rate

5.32%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY28
5.74% Fixed to 30.09.29

Current rate

5.74%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY05
5.22% Fixed to 30.09.28

Current rate

5.22%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

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Your client's application

Product transfers can be secured up to four months in advance of the product maturity date. For like-for-like product transfer please submit your case through our online portal. You can still use our standard application process for everything else.

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