The rate at which your mortgage interest payments are calculated.
Buy to Let product transfers
Our buy to let product transfer includes a variety of fixed rate products to choose from. Submit like-for-like product transfers and receive 0.30% proc fees.
All BTL transfer products are provided by Godiva Mortgages and are available for contract variations.
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Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
QAU93
Portfolio 4.15% Fixed to 31.12.27
GMY55
4.53% Fixed to 31.12.27
GMY65
4.86% Fixed to 31.12.30
GMY60
4.13% Fixed to 31.12.30
QAV04
Portfolio 4.80% Fixed to 31.12.30
QAV05
Portfolio 5.01% Fixed to 31.12.30
QAU98
Portfolio 5.19% Fixed to 31.12.27
GMY63
4.39% Fixed to 31.12.30
QAV02
Portfolio 4.33% Fixed to 31.12.30
QAU99
Portfolio 4.28% Fixed to 31.12.30
GMY58
4.56% Fixed to 31.12.27
GMY64
4.65% Fixed to 31.12.30
QAV03
Portfolio 4.54% Fixed to 31.12.30
QAU71
Portfolio Bank Base Rate Flexx Tracker to 31.12.27
QAU72
Portfolio Bank Base Rate Flexx Tracker to 31.12.27
QAU96
Portfolio 4.73% Fixed to 31.12.27
ARC46
Bank Base Rate Flexx Tracker +0.84% to 31.12.27
GMY59
5.04% Fixed to 31.12.27
QAU97
Portfolio 4.71% Fixed to 31.12.27
GMY61
4.34% Fixed to 31.12.30
GMY56
4.05% Fixed to 31.12.27
QAV01
Portfolio 4.49% Fixed to 31.12.30
QAU94
Portfolio 4.68% Fixed to 31.12.27
GMY62
4.18% Fixed to 31.12.30
GMY57
4.58% Fixed to 31.12.27
ARC45
Bank Base Rate Flexx Tracker +0.69% to 31.12.27
QAU95
Portfolio 4.20% Fixed to 31.12.27
Your client's application
Product transfers can be secured up to four months in advance of the product maturity date. For like-for-like product transfers please submit your case through our online portal. For everything else you can still use our standard application process.
Buy to Let product transfers will be subject to rental stress testing at the applicable rate if:
- The current product is a fixed rate with a scheme period of 5 years or longer, and
- The selected scheme period is shorter than the scheme period remaining on the current product
