The rate at which your mortgage interest payments are calculated.
Buy to Let product transfers
Our buy to let product transfer includes a variety of fixed rate products to choose from. Submit like-for-like product transfers and receive 0.30% proc fees.
All BTL transfer products are provided by Godiva Mortgages and are available for contract variations.
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Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
GMT56
4.51% Fixed to 30.04.30
QAQ86
Portfolio 4.85% Fixed to 30.04.30
GMT48
4.69% Fixed to 30.04.27
GMT53
5.42% Fixed to 30.04.27
QAQ83
Portfolio 5.06% Fixed to 30.04.27
ARC37
Bank Base Rate Flexx Tracker +0.69% to 30.04.27
GMT49
5.21% Fixed to 30.04.27
GMT59
4.82% Fixed to 30.04.30
GMT54
4.46% Fixed to 30.04.30
QAQ84
Portfolio 5.57% Fixed to 30.04.27
QAQ94
Portfolio Bank Base Rate Flexx Tracker to 30.04.27
ARC38
Bank Base Rate Flexx Tracker +0.84% to 30.04.27
GMT51
5.26% Fixed to 30.04.27
QAQ81
Portfolio 4.89% Fixed to 30.04.27
GMT52
4.91% Fixed to 30.04.27
QAQ82
Portfolio 5.41% Fixed to 30.04.27
GMT57
4.75% Fixed to 30.04.30
QAQ79
Portfolio 4.84% Fixed to 30.04.27
QAQ89
Portfolio 4.75% Fixed to 30.04.30
QAQ93
Portfolio Bank Base Rate Flexx Tracker to 30.04.27
GMT58
4.60% Fixed to 30.04.30
GMT50
4.74% Fixed to 30.04.27
QAQ80
Portfolio 5.36% Fixed to 30.04.27
QAQ90
Portfolio 4.97% Fixed to 30.04.30
QAQ87
Portfolio 4.66% Fixed to 30.04.30
GMT55
4.70% Fixed to 30.04.30
QAQ85
Portfolio 4.61% Fixed to 30.04.30
Your client's application
Product transfers can be secured up to four months in advance of the product maturity date. For like-for-like product transfers please submit your case through our online portal. For everything else you can still use our standard application process.
Buy to Let product transfers will be subject to rental stress testing at the applicable rate if:
- The current product is a fixed rate with a scheme period of 5 years or longer, and
- The selected scheme period is shorter than the scheme period remaining on the current product
