Buy to Let product transfers

Our buy to let product transfer includes a variety of fixed rate products to choose from. Submit like-for-like product transfers and receive 0.30% proc fees.

 

All BTL transfer products are provided by Godiva Mortgages and are available for contract variations.

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Product fee

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

ARC39
Bank Base Rate Flexx Tracker +0.69% to 30.06.27

Current rate

5.44%

Max LTV

65%

Product fee

£1999
ERC
Valuation inc.
Cashback

QAR20
Portfolio 4.81% Fixed to 30.06.27

Current rate

4.81%

Max LTV

75%

Product fee

£1999
ERC
Valuation inc.
Cashback

QAR18
Portfolio 4.64% Fixed to 30.06.27

Current rate

4.64%

Max LTV

65%

Product fee

£1999
ERC
Valuation inc.
Cashback

GMT93
4.58% Fixed to 30.06.30

Current rate

4.58%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

QAR21
Portfolio 5.32% Fixed to 30.06.27

Current rate

5.32%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

QAR31
Portfolio Bank Base Rate Flexx Tracker to 30.06.27

Current rate

5.74%

Max LTV

75%

Product fee

£1999
ERC
Valuation inc.
Cashback

GMT88
4.66% Fixed to 30.06.27

Current rate

4.66%

Max LTV

75%

Product fee

£1999
ERC
Valuation inc.
Cashback

GMT94
4.45% Fixed to 30.06.30

Current rate

4.45%

Max LTV

75%

Product fee

£1999
ERC
Valuation inc.
Cashback

QAR16
Portfolio 4.59% Fixed to 30.06.27

Current rate

4.59%

Max LTV

50%

Product fee

£1999
ERC
Valuation inc.
Cashback

QAR26
Portfolio 4.6% Fixed to 30.06.30

Current rate

4.60%

Max LTV

75%

Product fee

£1999
ERC
Valuation inc.
Cashback

GMT91
4.53% Fixed to 30.06.30

Current rate

4.53%

Max LTV

50%

Product fee

£0
ERC
Valuation inc.
Cashback

QAR30
Portfolio Bank Base Rate Flexx Tracker to 30.06.27

Current rate

5.59%

Max LTV

65%

Product fee

£1999
ERC
Valuation inc.
Cashback

GMT89
5.17% Fixed to 30.06.27

Current rate

5.17%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

QAR27
Portfolio 4.82% Fixed to 30.06.30

Current rate

4.82%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

ARC40
Bank Base Rate Flexx Tracker +0.84% to 30.06.27

Current rate

5.59%

Max LTV

75%

Product fee

£1999
ERC
Valuation inc.
Cashback

GMT92
4.36% Fixed to 30.06.30

Current rate

4.36%

Max LTV

65%

Product fee

£1999
ERC
Valuation inc.
Cashback

GMT86
4.49% Fixed to 30.06.27

Current rate

4.49%

Max LTV

65%

Product fee

£1999
ERC
Valuation inc.
Cashback

QAR24
Portfolio 4.51% Fixed to 30.06.30

Current rate

4.51%

Max LTV

65%

Product fee

£1999
ERC
Valuation inc.
Cashback

GMT87
5.01% Fixed to 30.06.27

Current rate

5.01%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

QAR19
Portfolio 5.16% Fixed to 30.06.27

Current rate

5.16%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

QAR25
Portfolio 4.73% Fixed to 30.06.30

Current rate

4.73%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

GMT84
4.44% Fixed to 30.06.27

Current rate

4.44%

Max LTV

50%

Product fee

£1999
ERC
Valuation inc.
Cashback

GMT90
4.31% Fixed to 30.06.30

Current rate

4.31%

Max LTV

50%

Product fee

£1999
ERC
Valuation inc.
Cashback

QAR22
Portfolio 4.46% Fixed to 30.06.30

Current rate

4.46%

Max LTV

50%

Product fee

£1999
ERC
Valuation inc.
Cashback

GMT85
4.96% Fixed to 30.06.27

Current rate

4.96%

Max LTV

50%

Product fee

£0
ERC
Valuation inc.
Cashback

GMT95
4.67% Fixed to 30.06.30

Current rate

4.67%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

QAR23
Portfolio 4.68% Fixed to 30.06.30

Current rate

4.68%

Max LTV

50%

Product fee

£0
ERC
Valuation inc.
Cashback

QAR17
Portfolio 5.11% Fixed to 30.06.27

Current rate

5.11%

Max LTV

50%

Product fee

£0
ERC
Valuation inc.
Cashback

Your client's application

Product transfers can be secured up to four months in advance of the product maturity date. For like-for-like product transfers please submit your case through our online portal. For everything else you can still use our standard application process.

 

Buy to Let product transfers will be subject to rental stress testing at the applicable rate if:

 

  • The current product is a fixed rate with a scheme period of 5 years or longer, and
  • The selected scheme period is shorter than the scheme period remaining on the current product
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