4.22% Fixed to 28.02.30
Current rate
4.22%
Max LTV
Application fee
Product fee
Summary
Term
Initial rate
Followed by
Overall cost
APRC
Fees / Incentives
- Application Fee: None.
- Product Fee: None.
- Mortgage Exit Fee: £125
- Funds Transfer Fee: £8
- One valuation included
- £350 cashback will be sent upon completion of the mortgage
Early repayment charges
5.00% of the balance repaid until 29.02.28, then 4.00% of the balance repaid until 28.02.29, then 2.00% of the balance repaid until 28.02.30
You can repay up to 10% of the capital p.a. without an early repayment charge
Max Loan to Value
LTV
Interest charged frequency
Interest charged
Daily
Product Information
Fixed rates offer security - the interest rate on the mortgage won't change for an initial period, so the monthly payments will remain the same during this time regardless of whether interest rates rise or fall.
Portability
This product is portable and can be transferred from the existing property to a new property.
Valuation
We will instruct one valuation once we've reviewed your application. The valuation is for our benefit and used to confirm whether we can lend on the property. It's important to remember that we decide the type of valuation most appropriate to the application; therefore a physical inspection of the property may not be required.
Cashback
The cashback incentive (if applicable) will be paid via faster payment within 30 days of the mortgage completing.
Mortgage Exit Fee
If the mortgage is paid off before the end of the agreed term, a £125 mortgage exit fee will be payable, plus any applicable early repayment charges.
Application and Valuation Fees
Application and valuation fees (where applicable) are payable on application, and are non-refundable. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.
