Portfolio Landlords
Our no fuss approach to portfolio landlords
What is a portfolio landlord?
If your clients have four or more Buy to Let (BTL) mortgaged properties, they’re a portfolio landlord. This definition applies to sole and joint (or more) applications.
All of our standard BTL criteria still applies to the subject property on portfolio landlord applications. And there’s some additional criteria to consider, which you can find in our BTL lending policy under 'portfolio landlord criteria'.
In every portfolio landlord case, you’ll need to provide us with information about all the properties in the applicant’s portfolio. We’ll fully assess that information but if we’re unable to validate it all electronically, we may ask you for further information.
Our no fuss approach to portfolio landlords
A simple, straight forward process
Standard policies for portfolios
An experienced team to support you
We know your time is precious
How to apply
Log in to MSO to submit portfolio landlord new business cases.
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Some things you should know:
If your client applies for a product transfer, transfer of equity, porting or further advance with us, you’ll need to complete the appropriate Buy to Let portfolio document in full. We’ll assess this under our portfolio landlord policy.
You can complete our BTL portfolio document in Excel (recommended) or PDF.
Buy To Let Criteria
